Representative APR 1172% (Variable)

Representative Example : Borrow £100 for 30 days. The total charge for credit is £24.00. Total amount repayable is £124.00.

Fixed interest rate of 292% per year.

£100 loan No fuss direct credit, check at text loans no fees

With increasing number of people counting upon additional funds in the form of loan, there are many who do not want to pay fees at the time of applying. If you are also one such individual and seek cash respite for urgent needs then Text Loans No Fees is the online entity from where you can apply for additional funds. We take no fees or brokers as upfront fees from the people who choose to apply for text loans through us making it further easier for you to gain money. We aim to make your access to much needed cash simpler and faster. We associated with such lenders who do not go for any documentation and faxing at time of payday loans approval means text loans are accepted quickly by our lenders.

You can choose to avail the loans through us without having to worry about the problem of delay in text loan acceptance as getting approval is possible without any fuss, and you may get green signal in verification of the loan deals very fast. Our associated money lenders approve loan application despite the fact you are tagged with financial crises and needed to solve it quickly. There is no need for you to worry at all because your payday loan application will be processed very fast and you will get £100 loan without any hassle and money will be credited in your bank account as soon as same day or next working day.

How Text Loans helps?

Text loans are providing viable solutions for urgent and unpredictable cash needs of small amount like £100 to £1000 till next payday. If any expense that cannot be managed with the current month's savings and can be easily accommodated in next month's earnings then text loans provide the best alternative. Text loans are actually short term loans for say 7 to 30 days and are to be repaid from coming salary. These loans bear higher interest rate but because loan term is very small so impact on pocket is not too much.

If you are also needed such type of finance for temporary cash solution then we at Text-Loans-No-Fees can help you in finding text loans from direct lenders. Just fill out the attached form and match your cash need with our associated popular lenders all across the UK. Upfront fees or brokers charges in text loans is always an extra burden on borrowers at loan application level but as this website's Text Loans No Fees name indicates we do not charge any brokers fee or upfront charges at our level for this loan matching service. Means at TextLoansNoFees you are free to search your loan requirements and get free quot from direct lenders without paying any additional charges for using this mobile friendly online platform 24/7 from anywhere.

Why text loans are so popular?

These short terms mini loans are very popular in UK because they can be searched and applied through websites online. This gives freedom to those borrowers who works in shifts and unable to go to lender's store in person. Anytime from anywhere services are the best part of text loan search. Now any website can be access form your mobile also, this gives another flexibility and ease for applying payday loans.

Text loans are very suitable cash solution for short term salaried persons who require emergency money quickly and they will be in position to repay in next payday. For example if some one is required £100 for just 15 days then he can avail this loan facility today and repay after 15 days £112 here £12 will be interest for 15 days @0.8% per day.

Instant Online application, Fast Payouts cash loans

As far as applying for loan is considered, it will not be taking much of your time as we are accessible round the clock. An applicant who chooses to avail our services will not be facing any kind of hassle as one can fill and submit two minute online application form as and when the need for fast money crops up. You can apply at any given point of time and from anywhere in UK For Text Loans no brokers fees.

What is Credit Check in Text Loans?

When any borrower becomes loan defaulter means he has not repaid loan on time then his money lender may refer his case to credit score agency for adverse remark entry in his credit rating sheet. Once negative entry is passed in his credit sheet then for future borrowings he will be treated as bad or poor credit person. Now if this person apply again for any type of loan in future then before loan approval his lender may perform a credit check on him. This is known as credit check in loans. Many lenders use to reject the loan application of bad credit people so it is very important to borrower to keep his credit ratings intact by repaying loan on time.

Who should avoid text loans?

If anyone who is unable to save money from his monthly wedges then he should think twice before applying for text loans. Because text loans are to be repaid on next payday so if you do not have enough cash apart from your monthly expenses then how you repay text loan amount? Once you become defaulter of text loan it may trap you in multiple types of troubles like you may be cash penalized by the lender and simultaneously he may refer your case to credit score agency in turn they may put your name in bad creditors. So it is always advisable that before going for text loans, be assured that you will manage to repay this loan in next payday otherwise in order to solve small cash need you may fence in big debt cycle.

Pre-requisites for Text Loans

Those of you who are willing to avail the benefits of applying for loan through Text Loans NO Fees must meet the conditions that are set up by lenders. An applicant should be a working class UK citizen who must have crossed 18 years of age and has a bank account. If you meet these conditions then you can go for instant search of text loans, paying No brokers fees and you can get hold of timely funds. You will not be facing any kind of faxing hassle when applying through us. In addition to this, you are given the liberty to spend sanctioned amount as per your desire and wish.

About Text Loans No Fees:

We are not a direct lender or a credit broker but with the help of this website Text Loans No Fees we offer text loans matching service to loan seekers with our associated lenders in UK. This website work to make a bridge between borrowers and lenders. Our loan search service is totally free of cost and we do not charge any fees or brokers charges from our users. As you submit your details in our website simply we forward it to our associated 40+ lenders who verify your given details. If any lender out of panel is satisfy with your loan affordability and decide to consider your application for text loan then he will contact you via email or mobile SMS. If required, lender may ask more details or perform credit check on you. Now if lender approves your loan then money will be directly transferred to your given bank account. Normally money is credited in next working day of loan approval but it depends on your bank's working also. After taking loan if you want to cancel it with in cooling off period then please contact to your lender. Also if you feel inability in loan repayment on scheduled date then inform your lender in first call.

Implications of non-payment

Although these conditions are mentioned in loan deed between you and your lender but for your ready reference here are a few:

1. For timely non repayment of loan you may be charged a penalty by the lender.

2. Lender may refer your case to credit score agency and your credit rating may affected adversely. This may cost you very much for future's loans. The lender may reject your application because of bad credit or may charge higher interest rate.

3. Lender may charge additional interest rate for non-payment of loan.

4. If lender uses third party services to recover loan from you, he may charge you for that also.

5. If lender seeks for legal options like CCJ against you as per loan agreement the reasonable expanses are to be paid by you.

So for any reasons if you are not in positions to repay your loan on date contact your lender immediately. Lender may reschedule your loan repayment date and you may able to avoid some of above losses.

Payday loan

is big hope for salaried groups whose life is full of ups and downs but monthly wedges are fixed. Many times situation may come when unforeseen and out of monthly budget expenses like car breakdown, medical bill or increased electricity bill which is to be paid urgently and pocket is out of cash. In this type of situations where payday is few days away then text loans can provide great relief. F borrowing and repayment process of text loan is fully automated so all the time these loans come forward as hassle free cash solutions.